3 Steps to Take If Your Insurance Claim Was Denied
There is nothing more frustrating than submitting an insurance claim only to have it denied by the insurer. There are several reasons that an insurance claim can be denied, but the most important thing to remember is that you have rights. Under certain circumstances, you may have the option to appeal the decision.
At The Law Offices of John D. Ameen, P.A., we provide dedicated representation for insurance claims including denial appeals. Our lawyers have over 50 years of collective legal experience to help you get the insurance settlement you deserve. If your claim was denied, contact our office at 1-800-953-2858 to schedule a free consultation.
Follow these three steps if your insurance claim was denied:
1. Review Your Claim
First, review your claim for any obvious errors. Check to make sure that your claim was filed timely and that the damages are covered by your policy. If you are unsure about what is covered you can speak to an insurance claims attorney.
It is not uncommon for an insurer to reject or deny a valid claim. Unfortunately, insurers will use unscrupulous tactics to try and get out of paying a fair settlement. You have rights if your claim was denied and you need to exercise those rights to ensure you receive the compensation you deserve.
2. Get an Independent Appraisal
If your claim was denied because of the reported damages, you might want to consider hiring a licensed public insurance adjuster to perform an independent appraisal. It is important to remember that the adjuster your insurer sends out works for them not you. They represent the company and will work to protect the insurer’s best interests.
Using a licensed public insurance adjuster to conduct an independent appraisal can help ensure that you are getting a fair valuation of the damages and prove that you have a valid case. It is important to act quickly, as you generally only have a limited amount of time to file an appeal to the denial of your insurance claim.
3. Hire a Fort Lauderdale Insurance Attorney
If you still cannot reach a fair settlement agreement with your insurer, you need to consult with a Fort Lauderdale insurance attorney. An experienced insurance claim attorney can help you file an appeal, complaint, or lawsuit against your insurer.
Despite what they may say, the insurance company and their adjuster are not on your side. Their goal is to settle your claim for the least amount of money possible or worse yet, nothing at all. You should never sign anything or make any statements without first speaking with an attorney. You may end up waiving your right to compensation or release them from liability.
Contact Our Office to Discuss Your Rights Today
Was your insurance claim denied by your insurer? Contact our office at 1-800-953-2858 to determine if you have grounds for an appeal. We can review your claim for errors and discuss your legal options. Do not wait until it is too late. Let us help you get the fair and full settlement you deserve. Call now to get started.