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Fort Lauderdale Hurricane Ian Damage Attorneys

Lawyers for Those Who Suffered Losses as a Result of Hurricane Ian in South Florida

If your Florida property was damaged or destroyed by Hurricane Ian's destructive winds and flooding in late September 2022, you may have become involved in a dispute with your insurance company. Thankfully, assistance is available, and you do not have to take on the challenge of fighting for justice alone.

When you are dealing with the aftermath of extreme weather like Hurricane Ian, the experienced attorneys of The Law Offices of John D. Ameen, P.A. are prepared to fight hard on your behalf against the insurance company in claims related to flooding, wind damage, fire, lightning, mold, or other storm-related damages. We will not rest until you receive full compensation throughout the claims process, and we can provide the legal help you need, no matter how long the claims process takes.

Understanding First-Party Insurance for Property Damage

Most of the time, property owners in Florida will be required to purchase insurance coverage for residential or commercial real estate, particularly when there is an existing mortgage. A first-party claim arises when the policyholder (the insured) submits a claim to their insurance company (the second party).

Filing a claim with your homeowner's or commercial property insurance company in relation to Hurricane Ian damage is considered a first-party insurance claim, since it would be between you and your insurer. On the contrary, third-party claims arise from situations such as motor vehicle accidents in which you make a claim with another driver's insurance provider.

In a perfect world, your insurer would honor its legal and contractual responsibilities to adequately cover all of your losses. Regrettably, that is not always the reality. An unjust denial of a claim, a refusal to reimburse you for the full value of your losses, or a delay in processing paperwork are all potential issues you may face when dealing with your insurer.

At The Law Offices of John D. Ameen, P.A., our team is dedicated to providing you with the best legal representation, and we will work to ensure that you receive the compensation you are entitled to. We will evaluate your policy closely and make sure you take all necessary steps toward achieving an optimal resolution to your case.

Types of Property That May Be Insured for Windstorm and Hurricane Damage

Home and business property owners may be able to receive insurance coverage to address damage caused by Hurricane Ian to properties such as:

  • Residential real estate property, including single-family homes, townhomes, duplexes, apartment complexes, mobile homes, or modular homes
  • Property owned by homeowner associations and common elements of a neighborhood, such as swimming pools, welcome centers, gyms, and outdoor gathering areas
  • Condominiums and other buildings or complexes that house multiple families
  • Commercial properties, including office buildings, stores, shopping centers, and restaurants
  • Medical centers, including doctors' offices and clinics
  • Industrial properties, including factories or warehouses

Insurance Claims Related to Hurricane Ian

When you submit a claim, the insurance adjuster will investigate and evaluate your damages, and they will often utilize every piece of information at their disposal to downplay your damages or reject your claim entirely. Furthermore, they may deploy specialists to determine the value of your property and the costs related to property damage. These experts exist solely for the purpose of diminishing the amount of coverage you can receive.

The insurance company may also attempt to prolong your claim in the hopes that you will become weary and accept a payment much lower than what is fair. To make certain you are properly represented from when you first speak to your insurer, contact The Law Offices of John D. Ameen, P.A. before you file a claim. We will make sure you understand your rights, and we will advise you on the best steps to take during your claim.

The value of your claim will depend on many factors, including the type and extent of the damage to your property. At our firm, we are equipped to help with claims related to:

  • Roof damage: Hurricane damage may involve a lifted roof, the loss of shingles or tiles, damaged metal roofing, or damage to flashing or gutters. Water damage is also common, and leaks due to roof damage may lead to spots on ceilings and other moisture issues.
  • Exterior damage: A building may be damaged on the outside due to hurricane winds, and this damage may involve the loss of siding, damaged garage doors and windows, and structural problems caused by fallen trees or electric poles. Exterior damage may also lead to interior water damage or mold.
  • Interior damage: The damage to a building's interior can vary, and it may range from water leaks and mold caused by excessive moisture to the loss of personal property due to flooding or the collapse of walls and ceilings.

Contact Our Coral Springs Hurricane Ian Insurance Claim Lawyers

For more information about our firm and how we can help with your Hurricane Ian property damage claim, contact our office. Call 800-555-4011 for a free consultation and case review at The Law Offices of John D. Ameen, P.A. today. We serve South Florida from five convenient locations, including Fort Lauderdale, Hollywood, Coral Springs, Boca Raton, and West Palm Beach.

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