Navigating Your Mandatory and Recommended Coverage

Choosing to purchase a car, home, or business in Florida may require varying levels of insurance coverage to be obtained. Furthermore, you may feel more comfortable purchasing additional forms of coverage to protect yourself in the event of natural disasters, injury, and significant property damage. If you're a new Florida resident or are looking to obtain a new property, read on to learn more about what insurance may be required in your circumstances.

Florida Insurance Requirements

Car Insurance

Florida drivers are required to register all four-wheel vehicles. In doing so, they must obtain minimum insurance coverage for personal injury and property damage liability and show proof of coverage when registering.

Your End-of-Season Questions Answered

Hurricane season is anticipated to end in late November, and this year has already caused a significant amount of displacement and damage across many regions of the country. In fact, 2021 is already considered one of the top five costliest Atlantic hurricane seasons of all time.

Homeowners understandably have many questions about the damages caused and what, if anything, can be covered by their insurance. Here are the top three things to know for the end of the season and looking forward to the next.

When you purchase an insurance policy in the state of Florida, you expect that the insurance company will pay out damages should you incur losses when disaster strikes. You expect peace of mind. That’s the whole point of insurance, right?

Sadly, not all insurance companies fairly pay out claimants according to the terms of their policies. When insurance companies negligently deny valid claims, unreasonably undervalue claims, or fail to properly investigate claims, this is known as bad faith. The good news is that you have legal rights to fight back against insurance bad faith if you know what to look for.

As a parent, it’s natural to worry about your children, no matter how old they get. At some point, they will want more independence and you will have to trust they will make the right decisions.

While your newly-licensed teen driver may be hoping for more freedoms during the upcoming summer months, it’s important for all parents to be aware of the “100 Deadliest Days of Summer” and why this time of year is more dangerous for teens on the road.