Recent Blog Posts
How Do I Appeal an Insurance Claim Denial?
3 Steps to Take If Your Insurance Claim Was Denied
There is nothing more frustrating than submitting an insurance claim only to have it denied by the insurer. There are several reasons that an insurance claim can be denied, but the most important thing to remember is that you have rights. Under certain circumstances, you may have the option to appeal the decision.
At The Law Offices of John D. Ameen, P.A., we provide dedicated representation for insurance claims including denial appeals. Our lawyers have over 50 years of collective legal experience to help you get the insurance settlement you deserve. If your claim was denied, contact our office at 800-555-4011 to schedule a free consultation.
Follow these three steps if your insurance claim was denied:
1. Review Your Claim
First, review your claim for any obvious errors. Check to make sure that your claim was filed timely and that the damages are covered by your policy. If you are unsure about what is covered you can speak to an insurance claims attorney.
Can You Sue a Funeral Home for Negligence?
Your Rights If the Florida Funeral Home Was Negligent
When a loved one dies, it can be unbearably difficult. Depending on your loved one’s wishes, you may need to make funeral arrangements and wrap up their affairs. During this time you may assume that the funeral home you rely on is always handling your loved one with the utmost care. Unfortunately, this may not be the case.
At The Law Offices of John D. Ameen, P.A., we represent individuals who have suffered harm because of a funeral home’s negligence. We understand that this may be a challenging time for you and your family. We are here to help. Contact our office at 800-555-4011 to schedule a free consultation and discuss your legal options.
Who Can Sue a Florida Funeral Home?
If a Florida funeral home was negligent in the handling of your loved one or engaged in some form of unethical or unlawful activity, you might be entitled to compensation. Depending on the circumstances of the case, you may be able to sue for damages.
Who Will Pay for Property Damage After a Car Accident?
Getting Your Car Fixed After a Florida Auto Accident
If you are involved in a car accident, you may wonder who is responsible for your damages. While many people worry about whether they will receive compensation for their injuries, they overlook the fact that they may need vehicle repairs. In some instances, the car may be totaled and they will need to seek money to replace the vehicle. Determining who should pay for these damages can be challenging without the help of a qualified attorney.
At the Law Offices of John D. Ameen, P.A., our lawyers can help you understand your rights after an auto accident. We fight for individuals who have suffered losses in car crashes throughout Florida. Whether you were seriously injured or your vehicle needs to be repaired, we can help. Contact our office today at 800-555-4011 to schedule a free consultation.
Is a Store Owner Liable If I Was Injured on Their Property?
Why You Need an Attorney If You Are Injured at a Store
You may assume that a store owner is automatically liable if you are injured while on their property. Unfortunately, holding a store owner legally responsible for your injuries can be challenging. Not all injuries result in liability. To determine whether you have a valid claim for damages, you need to speak with a qualified attorney.
At the Law Offices of John D. Ameen, P.A., we represent individuals who have been injured due to another person’s negligence or wrongdoing. Our lawyers fight hard to ensure that our clients receive the maximum compensation allowed by law. If you have been injured at a store, contact our office at 800-555-4011 for a free case evaluation.
Holding a Store Owner Accountable for Your Injuries
In general, a store owner is required to keep their property in a reasonably safe condition. They also have a duty to warn customers of a dangerous condition that they knew or should have known about. In some cases, proving a store owner’s liability can be relatively straightforward, but in others, it may be difficult to prove.
What are the Minimum Insurance Requirements in Florida?
Navigating Your Mandatory and Recommended Coverage
Choosing to purchase a car, home, or business in Florida may require varying levels of insurance coverage to be obtained. Furthermore, you may feel more comfortable purchasing additional forms of coverage to protect yourself in the event of natural disasters, injury, and significant property damage. If you're a new Florida resident or are looking to obtain a new property, read on to learn more about what insurance may be required in your circumstances.
Florida Insurance Requirements
Car Insurance
Florida drivers are required to register all four-wheel vehicles. In doing so, they must obtain minimum insurance coverage for personal injury and property damage liability and show proof of coverage when registering.
The minimum requirements for automobile coverage include:
- Personal Injury Protection (PIP): $10,000
- Property Damage Liability (PDL): $10,000
Hurricane Damages and Insurance: 3 Things You Should Know
Your End-of-Season Questions Answered
Hurricane season is anticipated to end in late November, and this year has already caused a significant amount of displacement and damage across many regions of the country. In fact, 2021 is already considered one of the top five costliest Atlantic hurricane seasons of all time.
Homeowners understandably have many questions about the damages caused and what, if anything, can be covered by their insurance. Here are the top three things to know for the end of the season and looking forward to the next.
1. Hurricane Insurance is Required in Florida
If you've recently moved to Florida, you may be shocked to find that your homeowner's policy covers hurricane damages. This "hurricane insurance" ensures you are protected from wind damages, and you may receive discounts for adding "wind-resistant" additions to your home. However, flood insurance is not included and may need to be purchased separately.
2. Your Policy Rate Could Increase After a Hurricane
It's not uncommon for insurance rates to skyrocket after a hurricane or big storm that caused a significant amount of damage. When thousands, or even millions, of people are filing claims at the same time, there may be some residual fallback on policyholders with private companies.
How to Win a Bad Faith Insurance Claim in Florida
In one of our latest blogs, we discussed some of the telltale signs of bad faith insurance in Florida and what to do if you believe that your insurance company is dragging out the claims process, undervalued your claim, or denied your claim altogether. If you are ever in this situation, it’s important to remember that you have legal rights.
Below, the team at Law Offices of John D. Ameen, P.A. breaks down how we will fight on your behalf to gather evidence and help you win a bad faith insurance claim or lawsuit.
Elements of a Bad Faith Insurance Claim
First, it’s important to understand that there are a few different elements of bad faith insurance, as well as two different categories. These are:
- First-Party Bad Faith Insurance. This protects you, the policyholder, should you personally sustain damages or losses. Examples include health insurance as well as fire, flood, hurricane, or earthquake insurance.
5 Insurance Practices That May Point to Bad Faith
When you purchase an insurance policy in the state of Florida, you expect that the insurance company will pay out damages should you incur losses when disaster strikes. You expect peace of mind. That’s the whole point of insurance, right?
Sadly, not all insurance companies fairly pay out claimants according to the terms of their policies. When insurance companies negligently deny valid claims, unreasonably undervalue claims, or fail to properly investigate claims, this is known as bad faith. The good news is that you have legal rights to fight back against insurance bad faith if you know what to look for.
There are several different warning signs that you should keep in mind when filing a claim or when you receive word that your claim has been denied or undervalued. Below are five different examples of insurance practices that may point to insurance bad faith.
Using Misleading Policy Language
Part of an insurance company’s duty is to be truthful and honest about an individual’s policy, their coverage, and the law. Many policies, however, use incredibly vague language and the insurance company may try to deny a claim by stating the specific event is not covered. If your claim was denied due to vague language within your policy, a local bad faith insurance attorney can review your specific policy to determine if there is room for argument or interpretation.
How to Keep Your Teens Safe During 100 Deadliest Days of Summer
As a parent, it’s natural to worry about your children, no matter how old they get. At some point, they will want more independence and you will have to trust they will make the right decisions.
While your newly-licensed teen driver may be hoping for more freedoms during the upcoming summer months, it’s important for all parents to be aware of the “100 Deadliest Days of Summer” and why this time of year is more dangerous for teens on the road.
Why the Summer Is More Dangerous for Teens
Before you hand over the car keys to your teen driver, be aware that fatal teen accidents increase during the 100 days between Memorial Day and Labor Day. Specifically, statistics show that:
- An average of 260 teen drivers are killed each month during this time period.
- Fatal teen accidents increase by 26% during the summer months, compared to other times of the year.
What You Need to Know About Distracted Driving
Distracted driving is one of the most common causes of serious auto accidents. In reality, all of these instances are entirely preventable when drivers take the proper precautions behind the wheel. To put the entirety of this problem into perspective, here are some relevant distracted driving statistics from the Centers for Disease Control and Prevention (CDC):
- Every day, about eight people lose their lives in distracted driving accidents.
- There were 2,841 people killed in distracted driving-related auto accidents in 2018. More than 400,000 more were injured.
- About 25% of drivers involved in 2018 fatal distracted driving crashes were young adults aged 20-29.
Knowing the most common types of driving distractions can help you, as a driver, stay safe behind the wheel. Here’s what you need to know.
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Our firm has offices in Fort Lauderdale, Hollywood, Coral Springs, Boca Raton, and West Palm Beach, and we represent clients in Broward County, Palm Beach County, and throughout the state of Florida, including Hallandale Beach, Pembroke Pines, Davie, Plantation, Lauderhill, Wilton Manors, Lauderdale Lakes, Sunrise, Tamarac, North Lauderdale, Pompano Beach, Coconut Creek, Deerfield Beach, Parkland, Sandalfoot Cove, Boca Del Mar, Kings Point, Boynton Beach, and Westgate. We also provide virtual consultations and office visits for clients across the state.
Results listed are not a guarantee or indication of future case results.
3343 W Commercial Blvd., Unit 101, Fort Lauderdale, FL 33309
800-555-4011
